Business

13

Jan

By The Press Editor

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Business

Missed one EMI? Here’s how big is this damage and how to contain it

From a credit ecosystem standpoint, a single missed payment rarely defines a borrower’s creditworthiness. Credit bureaus evaluate repayment behaviour over time, not isolated incidents. New Delhi: Missing an EMI (Equated Monthly Instalment) is far more common than most borrowers realise, and it doesn’t automatically spell financial trouble. In a country where household cash flows are increasingly variable, a delayed salary, medical emergency, or unexpected expense can easily disrupt a monthly repayment cycle. According to Mahesh Shukla, CEO & Founder, PayMe, what truly determines the long-term impact is not the missed EMI itself, but how quickly and responsibly a borrower responds.…

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13

Jan

By The Press Editor

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Business

Makar Sankranti Bank Holiday: When are banks closed for Makar Sankranti, January 14 or January 15?

Bank Holiday Makar Sankranti: Despite some states experiencing bank closures, customers can continue to use digital services, including UPI, net banking, mobile banking, ATMs, and online transactions, which will continue to function normally. New Delhi: Every year, many bank customers wonder whether there will be a bank holiday on Makar Sankranti. However, confusion has grown this time, as people are unsure whether the festival will fall on January 14 or January 15. The Reserve Bank of India (RBI) announces a month-wise bank holiday calendar and a city-wise list of holidays. As per the list of bank holidays for January issued…

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13

Jan

By The Press Editor

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Business

After ATM transaction hike, SBI increases IMPS transfer costs: Details inside

As per the new SBI rules, if any customer does a transaction of more than Rs 25,000 via IMPS through online channels, he/she will be charged a fee. New Delhi: The State Bank of India (SBI) is set to implement a notable change by making the Immediate Payment Service (IMPS) via mobile app or internet banking slightly more expensive. The upcoming change is slated to be rolled out on February 15, 2025. Previously, SBI customers could use online IMPS transfers free of charge. However, as per the new rules, sending larger amounts will incur a fee. It is to be…

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13

Jan

By The Press Editor

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Business

Expressway Effect: Lucknow’s real estate market expands beyond the city core

New corridors such as Faizabad Road, Sultanpur Road, Shaheed Path, and the Outer Ring Road belt are rapidly emerging as the city’s next-generation development hubs. Lucknow: Long celebrated for its regal heritage, Lucknow is now writing a fresh chapter where elegance meets expansion. The city has woven progress into its identity through expansive expressways, a strengthening metro network, and emerging planned urban districts. According to recent data from property consultant ANAROCK, land transactions in H1 2025 (first half of 2025) have already surpassed the full-year 2024 volumes, underscoring developers’ strong confidence in the country’s expanding real estate market. The data…

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13

Jan

By The Press Editor

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Business

PFC’s NCDs to open soon, PSU plans to raise Rs 5,000 crore – Check dates and other details

The company, in an exchange filing, said that the deemed date of allotment of NCDs is the date on which the director (finance) approves the allotment. Mumbai: State-run Power Finance Corporation Limited (PFC) has announced that it plans to raise up to Rs 5,000 crore through a public issue of non-convertible debentures (NCDs). According to the information available, the base size of the issue is Rs 500 crore and a green shoe option of up to Rs 4,500 crore. The issue has a 15-year tenor and opens on January 16 and closes on January 30. The issue will have an…

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13

Jan

By The Press Editor

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Business

BPO stock gains after approval for issuance of fully convertible warrants, check details

According to information available, the stock has delivered a multibagger return of 2,028.85 per cent in five years and 231.45 per cent in three years. Mumbai: Shares of One Point One Solutions Ltd., a full-stack solutions provider across BPO, KPO, IT services, technology & transformation and analytics, are in focus as the company has informed exchanges that its shareholders have approved the issue of fully convertible warrants on a preferential basis to the promoter and non-promoter of the company. The stock started the session in green as equity benchmark indices Sensex and Nifty gained in early trade on Tuesday. The…

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13

Jan

By The Press Editor

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Business

Market Opening Bell: Sensex surges 201 points, Nifty near 25,900, HCLTech, TCS among gainers post Q3 results

Sensex, Nifty Today: Gift Nifty, an early indicator for the Nifty 50, indicated a positive start as it opened with a gain of 76 points at 25,935, compared to the previous close of 25,859. Mumbai: After witnessing a sharp recovery from the lower levels, Indian equity benchmark indices, the Sensex and Nifty, opened in the green on Tuesday, January 13, 2026, amid strong global cues. While the 30-share BSE Sensex gained 201.15 points to start the session at 84,079.32, the Nifty added 107.1 points to open at 25,897.35. In the last trading session, the Sensex closed at 83,878.17 and the…

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13

Jan

By The Press Editor

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Business

BCCL IPO GMP vs Amagi Media Labs IPO GMP: Check subscription status, latest grey market premium and other details

BCCL IPO GMP vs Amagi Media Labs IPO GMP: The Amagi Media Labs IPO is now open for public subscription and the three-day window will close on January 16. Mumbai: Two initial public offerings (IPOs) are open for subscription today, i.e. on January 13, 2026. While the three-day subscription window closes today, the other will close on January 16, 2025. The two public issues we are talking about are those of cloud-based software-as-a-service (SaaS) company Amagi Media Labs and Bharat Coking Coal Ltd, an arm of Coal India. Ahead of the IPO, Amagi raised Rs 805 crore from anchor investors,…

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13

Jan

By The Press Editor

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Business

HCL Tech share price: IT stock falls post Q3 results, dividend announcement, check details

HCL Tech share price: The company has reported an 11.2 per cent decline in consolidated net profit to Rs 4,076 crore in the October-December quarter of FY26. Mumbai: Shares of IT services firm HCLTech fell on Tuesday, January 13, 2026, a day after the company reported an 11.2 per cent decline in consolidated net profit to Rs 4,076 crore in the third quarter of the financial year 2025-26.  

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13

Jan

By The Press Editor

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Business

Stocks to watch today: PFC, TCS, HCL Tech, and Ola Electric among shares in focus

Stocks to watch today: Foreign Institutional Investors (FIIs) offloaded equities worth Rs 3,638.40 crore on January 12, 2026, while Domestic Institutional Investors (DIIs) extended their buying streak with net purchases of Rs 5,839.32 crore. Mumbai: Indian equity markets bounced back on Monday to end the session on January 12, 2026, on a positive note. At the close, the Sensex gained 301.93 points, or 0.36 per cent, to settle at 83,878.17, while the Nifty rose 106.95 points, or 0.42 per cent, to close at 25,790.25. Amid strong global cues, they are expected to open on a steady to mildly positive note.…

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